Finance your next vehicle with Littlewick green

HP Finance 

Buying a car on HP is ideal for those looking for a straightforward finance agreement. The most crucial difference between this method of purchase and either PCP or PCH is that at the end of the agreement the car can be yours to fully own upon payment of a final, agreed balance. These contracts are generally simple, can be arranged quickly and are available in most car dealerships.

PCP Finance

A variation of a Hire Purchase agreement the Personal Contract Purchase, (or PCP) calculates the value of the car at the start of the agreement and this value is then deferred until the end of the agreed period. Usually referred to as the Guaranteed Minimum Future Value (GMFV) it is calculated using a number of factors. These include how old the car will be at the end of the agreement and how many miles it is expected to have covered.

LP Finance

Lease Purchase, a product very similar to Hire Purchase, it is a more conventional funding facility that has been overshadowed in some respects by more recent products such as Contract Purchase or Personal Contract Purchase. Nevertheless traditional Lease Purchase / Hire Purchase has a number of advantages for organisations.

GAP Insurance 

If your vehicle is written off or stolen then your motor insurer will normally only pay out the current market value of the vehicle. In most cases this could leave a financial shortfall that your will need to pay, that’s where Combined GAP insurance can help cover the shortfall and put you in a more healthy financial position.